If you folded and the dealer has q/8 or less, you still lose the 1 unit. If you have Q/6/3 or less, you should fold. I think it's the order of operations that gets you: I would of thought that being only heads up and using only 6 cards from the deck that the odds are around 45% of the time the dealer will not even qualify? then forced to pay the ante and the other 55 % we are a 50/50 chance each that would mean the odds are in my favour? i dont know im still looking into it.